Business Checking

As your financial cornerstone, Citizens Deposit Bank can help your business improve cash flow, maximize profits and increase efficiency. No matter what type of business you have or what your financial needs are, we have the solutions you need to run your business efficiently.
Select from a host of Checking Account options that provide you with the right mix of balance options and account management flexibility.

Free Business Checking

This account is free for businesses needing lower volumes of checks.
$50 Minimum Opening Deposit
No Monthly Service Fee
No Minimum Balance
500 Free Items per month (debits, credits, on-us items deposited, foreign items 
deposited, ACH debits and credits, and deposit tickets)
Greater than 500 items - $0.25 each
Free Debit Card
Free return of check images for easy record keeping
Free Online eStatements
Free Online Banking
Free Online Bill Payment

Business Interest Checking

Sole Proprietors and not-for-profit organizations will earn interest on checking dollars.
$50 Minimum Opening Deposit
No Monthly Service Fee
No Minimum Balance
Competitive Interest - $      .01 – $2,499.99         
$  2,500 -  $9,999.99    
$10,000 +                    
100 Free Items per month (debits, credits, on-us items deposited, foreign items 
deposited, ACH debits and credits, and deposit tickets)
Greater than 100 items - $0.25 each
Free Debit Card
Free return of check images for easy record keeping
Free Online eStatements
Free Online Banking
Free Online Bill Payment
Free Telephone Banking

Business Analysis Checking 

This account is for larger businesses with more complex banking needs.
$50 Minimum Opening Deposit
Earnings credit allowance (balances earn a percentage rate to offset service
charges)
Pay for only the services that are used each month
Free Debit Card
Free return of check images for easy record keeping
Free Online eStatements
Free Online Banking
Free Online Bill Payment
Free Telephone Banking
Please contact your bank representative to do an analysis on your account.