Citizens Deposit Bank Privacy Policy
Thank you for viewing our Privacy Policy/Statement.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such as:
- Deposit Accounts
- Loan account
- Credit Card
- Safe Deposit Box
- Retail installment contract we hold and service
- Self-directed Individual Retirement Account where we act as custodian or trustee
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
Our Website is not directed toward minors and the Bank does not knowingly collect information from minors.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we won or control, a company that own or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
- We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information about your transactions with nonaffiliated third parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
DISCLOSURE OF NONPUBLIC PERSONAL INFORMATION
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
Visitors to our Website
Visitors to the Citizens Deposit Bank & Trust Website remain anonymous. We do not collect unique identifying information about you individually unless you voluntarily and knowingly provide us that information, and we don’t send you a “cookie.” We do collect general information about your visit, such as when you accessed our site, which pages you accessed, and what Internet provider you used when you accessed our site. You may elect to provide us with more specific information, such as when you give us feedback or send us an email. If you provide us this information, it is used internally and in furtherance of the purpose for which it was provided, and even then your email address is kept no longer than 60 days.
We will not disclose any information to a 3rd party unless the customer authorizes it or unless we are required by government or judicial authority to do so. This would include the following situations:subpoena or court order to provide a service or complete a transaction you have requested to investigate fraud or abuse of our system monitor the systems performance.
If you would like to know what information we have collected regarding your visit to our Website, contact info@cdbt.com or the person designated below. After reviewing the information, if you believe any of the information is in error, contact info@cdbt.com or the person designated below, explain the alleged discrepancy, and if the information is incorrect, we will update it promptly. In addition, if you believe any information we have collected about you have been used for an improper purpose, contact info@cdbt.com, and explain your concerns in as much detail as possible so we may take any appropriate action.
Citizens Deposit Bank & Trust will not accept communications from anyone other than yourself, unless the party acting for you is your attorney or legal representative, guardian, trustee, or is otherwise authorized by law to represent you.
Citizens Deposit Bank & Trust requires a formal written request from our customer to release financial information or documentation. We will refuse oral requests to provide such information.
Links
Citizens Deposit Bank & Trust has a number of links to other sites. These are offered as a courtesy and a convenience. Citizens Deposit Bank & Trust assumes no responsibility for the content, safety, security, or privacy of any such site or any transactions with respect thereto. If you have questions or concerns about any other site's policy regarding these matters, you should contact that site or its sponsor.
Amendments and changes
Citizens Deposit Bank & Trust reserves the right to amend or change this policy at anytime and without notice. For the most current version of this policy, contact our customer service department at (606) 796-3001 or info@cdbt.com.
Please be advised that e-mail is not a secure form of communication
and should not be used to communicate personal information.