Personal Checking

Secure Checking

We are proud to recommend this innovative checking account that is loaded with benefits including IDProtect®. IDProtect® is a service that provides advice and information on ways to protect you and your family from identify theft like Credit File Monitoring, a system of daily credit file monitoring and automated alerts of key changes to your Experian, TransUnion and Equifax credit reports (requires registration and activation), and personal assistance in the event your identity is ever compromised. You are also eligible for Identity Fraud Expense Reimbursement Coverage to help clear your good name and repair any damage to your credit. Plus, you’re also eligible for Cellular Telephone Protection. This great benefit allows you to receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged in the U.S. or abroad. Open a secure checking account today!

  • $50 Minimum Opening Deposit
  • Unlimited Check Writing
  • $7.50 Monthly Service Fee or:
    • Waive fee by maintaining an average balance of $1,500 during statement cycle or
    • Perform 10 signature based debit card transactions during statement cycle and receive $2.50 credit
    • Receive monthly eStatement for statement cycle and receive $2.50 credit
    • Have an ACH credit of at least $250 during the statement cycle for $2.50 credit
  • IDProtect®
  • Cellular Telephone Protection  -
    • Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged
  • Free eStatements or Image Statements
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking
  • Free Debit Card
  • 0.50% discount on installment loans with auto-debit
  • Mobile Banking

Cornerstone NOW Checking

  • $50 Minimum Opening Deposit
  • Unlimited Check Writing
  • Maintain $1,000 or pay $8 per Month
  • Pays Tiered Interest on Balances over $1,000
    • $  1,000 - $ 9,999.99
    • $10,000 - $24.999.99
    • $25,000 - $49,999.99
    • $50,000 Plus
  • Free eStatements or Image Statements
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking
  • Free Debit Card
  • 0.50% discount on installment loans with auto-debit
  • Mobile Banking

Cornerstone 50 Plus

  • $50 Minimum Opening Deposit
  • Unlimited Check Writing
  • No Minimum Balance
  • No Monthly Service Charge
  • Pays Interest on Entire Balance
  • Free eStatements or Image Statements
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking
  • Free Debit Card
  • Free Checks
  • Free Cashier’s Checks
  • 0.50% discount on installment loans with auto-debit
  • Mobile Banking

Cornerstone Money Market Account

  • $2,500 Minimum Opening Deposit
  • Maintain $2,500 or pay $15 per Month
  • You are limited to no more than six (6) transfers and/or withdrawals from your account each statement cycle.
  • Pays Tiered Interest on Balances over $2,500
    • $  2,500 - $   9,999.99
    • $10,000 - $24.999.99
    • $25,000 - $49,999.99
    • $50,000 Plus
  • Free eStatements or Image Statements
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking
  • Free Debit Card
  • 0.50% discount on installment loans with auto-debit
  • Mobile Banking

StartFresh Checking®

  • $50 Minimum Opening Deposit
  • Unlimited Check Writing
  • $7.95 per Month Service Charge with Direct Deposit
  • $9.95 per Month Service Charge without Direct Deposit
  • Free eStatement
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking
  • Free Debit Card
  • Mobile Banking

StartFresh First Step

  • Free MasterCard® Debit Card with no Checks or Check Writing
  • $7.95 per Month Service Charge with Direct Deposit
  • $9.95 per Month Service Charge without Direct Deposit
  • Free eStatement
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking
  • Mobile Banking