Privacy Policy

Thank you for viewing our Privacy Policy.


Visitors to our Website


Visitors to the Citizens Deposit Bank Website remain anonymous. We do not collect unique identifying information about you individually unless you voluntarily and knowingly provide us that information, and we don’t send you a "cookie." We do collect general information about your visit, such as when you accessed our site, which pages you accessed, and what Internet provider you used when you accessed our site. This website is not directed toward children and the bank does not knowingly collect information from children. You may elect to provide us with more specific information, such as when you give us feedback or send us an email. If you provide us this information, it is used internally and in furtherance of the purpose for which it was provided, and even then your email address is kept no longer than 60 days. We would never sell information we collect or that is provided to us regarding visitors to the Citizens Deposit Bank Website to any third parties, and we would never spam someone who previously visited our Website.
If you would like to know what information we have collected regarding your visit to our Website, contact us using the “Contact Us” link on our homepage or by calling the number listed below.  After reviewing the information, if you believe any of the information is in error, contact us using the “Contact Us” link on our homepage or call the number designated below, explain the alleged discrepancy, and if the information is incorrect, we will update it promptly. In addition, if you believe any information we have collected about you has been used for an improper purpose, contact customer service at the following number: (866) 226-1762, and explain your concerns in as much detail as possible so we may take any appropriate action.


Amendments and Changes
Citizens Deposit Bank reserves the right to amend or change this policy at any time and without notice. For the most current version of this policy, contact our customer service department at (866) 226-1762 or contact us using the “Contact Us” link on our homepage.
 

 

Rev. 01/2011

FACTS WHAT DOES CITIZENS DEPOSIT BANK
DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account information
  • Income and account balances
  • Payment history and transation history
  • When you are no longer our customer, we continue to share your information as described in this notice
How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Premier Bank, Inc.chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Citizens Deposit Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We Don't Share
For our affiliates to market to you No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?  Call 1.866.226.1762 or go to www.cdbt.com
Page 2  
What we do
How does Citizens Deposit Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to non-public personal information about you to those employees who need to know.

How does Citizens Deposit Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Citizens Deposit Bank does not share with our affiliates
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Citizens Deposit Bank does not share with nonaffiliated third parties so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Citizens Deposit Bank doesn't jointly market