Privacy Policy

Rev. 01/2011
FACTS WHAT DOES CITIZENS DEPOSIT BANK
DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account information
  • Income and account balances
  • Payment history and transation history
  • When you are no longer our customer, we continue to share your information as described in this notice
How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Premier Bank, Inc.chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Citizens Deposit Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We Don't Share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We Don't Share
For our affiliates to market to you No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?  Call 1.866.226.1762 or go to www.cdbt.com
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What we do
How does Citizens Deposit Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to non-public personal information about you to those employees who need to know.
How does Citizens Deposit Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Citizens Deposit Bank does not share with our affiliates
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Citizens Deposit Bank does not share with nonaffiliated third parties so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Citizens Deposit Bank doesn't jointly market